Q: How do sinkholes form?
A: Sinkholes are common where the rock below the land surface is limestone or other carbonate rock, salt beds, or rocks that can naturally be dissolved by circulating ground water. As the rock dissolves, spaces and caverns develop underground. These sinkholes can be dramatic because the surface land usually stays intact until there is not enough support. Then, a sudden collapse of the land surface can occur.
Q: How can I tell if I have a sinkhole problems?
A: Your property may have cracked floors, walls, walkways or sagging in fence lines, windows or doors. Vegetation that appears to be wilted in a circular shape may indicate a sinkhole beneath. After heavy rains, small puddles may appear in areas where they did not exist prior.
Q: Does homeowner's insurance cover sinkhole damages?
A: Yes, by law in the state of Florida, your insurance company is required to cover this type of loss. They must investigate any claim caused by a sinkhole, even if it is unknown that this is the actual cause when first reported. Once it is determined that any damage was caused by a sinkhole, they must pay for repairs.
Q: How can MacKinnon Law Group help with this type of claim?
A: We are experienced in sinkhole claims, we can ensure that the insurance company performs the necessary tests and inspections to fully determine the extent of possible damages. Determining the exact extent of the loss can help define your property damage as well as help in prevention of future damage.
If you have questions about your rights under your insurance policies,
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